Are you having difficulty collecting money that another person-i.e. the debtor-or a business owes to you?  

In the scenario illustrated above, you are a “creditor” and sometimes it is necessary for the creditor to hire an experienced creditor’s rights attorney to help with the collection of a debt.  At DeGuzman Law, PLLC, we help creditors during the collection phase in many ways, which include but are not limited to:

• Securing monetary judgments in state court (e.g. Warrant in Debt)
• Initiating Foreclosure proceedings
• Obtaining Deficiency Judgments for Repossessions
• Initiating Wage Garnishments
• Attaching Judgment Liens on the debtors’ real property
• Bank Account Levies (seizing funds in the debtors’ bank accounts)
• Debtor Interrogatories
• Evictions and Unlawful Detainers (Landlord-Tenant Law)
• Warrants in Detinue for secured debts (to recover collateral such as a vehicle or furniture)
• Perfecting routine Security Interests in collateral (e.g. Filing UCC claims for personal property, recording vehicle liens with the DMV and recording Deeds of Trust for real property)

***Creditor’s Rights During Bankruptcy

Moreover, if the “debtor” (the person or company indebted to you) files for bankruptcy protection under Chapter 7, Chapter 12 or Chapter 13 of the Bankruptcy Code, we can help in one of the following ways, which include but are not limited to:

• Filings of Motions for Relief from the Bankruptcy Automatic Stay
• Objections to Chapter 12 and Chapter 13 Plans (if you feel as though your claim is not being treated fairly) 
• Objections to Chapter 7, Chapter 12 and Chapter 13 Discharges (based on fraud or lack of good faith on the part of the debtor)
• Motions to Dismiss bankruptcy cases
• Filing of Proof of Claims

If any of the scenarios illustrated above apply to you, call us now at (757) 333-7336 to discuss your options.  Or fill out the short intake form below for a FREE consultation.